Welcome to Car Loan Calculator Australia. By accessing and using our website at www.carloan-calculator.au, you agree to be bound by these Terms of Service.

1. Acceptance of Terms

By accessing or using our website, you acknowledge that you have read, understood, and agree to be bound by these Terms of Service and our Privacy Policy. If you do not agree to these terms, please do not use our website.

2. Description of Service

Car Loan Calculator Australia provides a free online calculator tool to estimate car loan repayments, along with educational content about vehicle financing. Our services are provided for informational and educational purposes only.

3. No Financial Advice

Important: The information and calculations provided on this website do not constitute financial advice. We are not licensed financial advisors, credit providers, or mortgage brokers. Our calculator provides estimates only and should not be relied upon for making financial decisions.

Before entering into any car loan or financial agreement, you should:

Seek independent financial advice from a qualified professional
Obtain actual quotes from lenders
Read all terms and conditions carefully
Consider your personal financial circumstances

4. Accuracy of Information

While we strive to ensure the accuracy of our calculator and content, we make no warranties or representations regarding:

The accuracy, completeness, or reliability of calculations
The suitability of information for your specific circumstances
Current interest rates, fees, or lending criteria from any financial institution
The availability of any loan products mentioned

Actual loan terms, interest rates, and fees vary significantly between lenders and are subject to change without notice.

5. Use of the Website

You agree to use this website only for lawful purposes and in a way that does not:

Infringe the rights of others
Restrict or inhibit anyone else's use of the website
Attempt to gain unauthorized access to our systems
Introduce viruses, malware, or other harmful code
Use automated systems to scrape or copy content without permission

6. Intellectual Property

All content on this website, including text, graphics, logos, and software, is the property of Car Loan Calculator Australia or its licensors and is protected by Australian and international copyright laws.

You may not reproduce, distribute, modify, or create derivative works from our content without explicit written permission, except for personal, non-commercial use.

7. Third-Party Links

Our website may contain links to third-party websites. These links are provided for convenience only. We do not endorse, control, or assume responsibility for the content or practices of any third-party websites.

8. Limitation of Liability

To the maximum extent permitted by law, Car Loan Calculator Australia and its operators shall not be liable for any:

Direct, indirect, incidental, or consequential damages
Loss of profits, data, or business opportunities
Financial losses arising from reliance on our calculator or content
Errors, inaccuracies, or omissions in our content
Interruptions or unavailability of our website

9. Indemnification

You agree to indemnify and hold harmless Car Loan Calculator Australia, its operators, and affiliates from any claims, damages, or expenses arising from your use of the website or violation of these terms.

10. Changes to Terms

We reserve the right to modify these Terms of Service at any time. Changes will be effective immediately upon posting to this page. Your continued use of the website after changes constitutes acceptance of the modified terms.

11. Governing Law

These Terms of Service are governed by and construed in accordance with the laws of Australia. Any disputes arising from these terms shall be subject to the exclusive jurisdiction of the courts of Australia.

12. Severability

If any provision of these Terms is found to be invalid or unenforceable, the remaining provisions shall continue in full force and effect.

13. Contact Information

For questions about these Terms of Service, please contact us:

Email: cyis1000@gmail.com
Website: www.carloan-calculator.au

Terms of Service